Insurance contractor is monitoring myself and others way too closely

I have begun to think that tech has gone too far.

There’s certainly no such thing as solitude or privacy any more these mornings.

Did you know you are always connected to all the people around you? And occasionally to people you don’t know. If you are anything like me, you are entirely getting more than a bit uncomfortable with the system that many companies are monitoring your second by second activities. Thanks to our smartphones, smart cars, as well as even our smart temperature controls, major corporations can keep tabs on their clients like never before. This certainly started to bug myself and others the other afternoon when I realized our smartphone is talking to our smart temperature control more respectfully. The smart temperature control app is uploading information directly to our insurance agent. My insurance contractor utilizes the air quality information to determine our annual premiums, based on our assumed respiratory health, activity levels, as well as immune system health and strength. Why on earth does the insurance contractor use our Heating, Ventilation as well as A/C info? Apparently, your central heating as well as cooling system health can be applied to your physical health. If your smart temperature control is an indicator that you are always at home, using advanced indoor air temperature control, It can signify that you lead a sedentary lifestyle. If your smart temperature control has not detected any air filter change or air duct cleaning in multiple years, they believe you are at heightened risk of respiratory disease. Lastly, if you are always decreasing the indoor air temperature controls or modifying the air quality in ways that don’t agree with the Heating, Ventilation as well as A/C algorithm, our insurance contractor considers it a big indicator of underlying health problems, however unblessedly, I didn’t believe any of our Heating, Ventilation as well as A/C activities would matter when I agreed to their health monitoring system. When I tried to explain this, how our 2 year outdated certainly enjoys to mess with the shiny smart temperature control, our insurance contractor wasn’t at all interested in reverting our premiums.

Air duct cleaning